November 3, 2016

What Does General Liability Insurance Cover?

general liability insurance
Put simply, general liability insurance is a way for business owners to protect themselves and their property in the event of an accident. Whenever someone sues the owner for bodily damage or property damage that occurred on the company’s property, liability insurance coverage will handle all of the associated court costs and damages.
While it’s always recommended that business owners do everything in their power to reduce risk associated with operating their business, there are plenty of times where situations are simply out of an owner’s control. Whether it’s because of a faulty property design, improper operation, or simple miscommunication, unfortunate things can happen regardless of how much planning was involved beforehand. It’s specifically because of this that investing in general liability insurance is so important. Even if you don’t plan on having any accidents occur on your property, it’s nice to know that you’ll be protected in the event of one anyway.Of course, there’s more to liability insurance coverage than just preparing for an inevitable accident. Liability insurance is also an incredibly useful tool for ensuring that a business doesn’t take on unnecessary risks, especially if it is expanding beyond a single location. Once you’re dealing with multiple locations, the odds of an accident occurring on just one of the properties increases significantly. If you plan on rapidly expanding your business, then you’ll want to invest in insurance that can protect you on all fronts.

In addition to general insurance options, we offer a number of other insurance opportunities that are specific to commercial entities. If you plan on starting your own business, or are simply looking for a new insurance company to minimize your risks and represent your interests, then you should consider contacting us for more information. At All American, we take care of minimizing the risks so that you can instead focus your efforts on successfully running your business.

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