What Determines the Price of My Tulsa Car Insurance Policy?

What Determines the Price of My Tulsa Car Insurance Policy?

The average cost of an auto insurance premium in Oklahoma varies but is usually around $900.  Most, but not all, insurance companies use several factors and usually depend on:

  1. Age – teenagers typically have more accidents than older drivers so their premiums are usually higher.  Most insurers use the age of 25 when determining rates.
  2. Where your car is located -  where you live effects the cost of your auto insurance.  Since crime is more common in urban areas rather than rural, the premiums are generally higher in the city areas.
  3. Type of car – there are some cars that cost more than others.  Some factors that are looked at include theft, cost of the car, cost of repairs and overall safety ratings.
  4. Usage – how much you use your car will affect the price of your auto insurance premium.
  5. Driving Record – if you have a good driving accident, with no violations or no accidents, you’re premium will be lower.
  6. Coverage Amounts – the premium amount is also flexible depending on the amount of coverage you carry and the additional options you want to add on.

Contact All American Insurance today for a free auto insurance quote in Tulsa Oklahoma and throughout Oklahoma to see if we can save you money or provide additional coverage options.

Ready to Request a Free Quote? GET STARTED TODAY