Many Tulsa Oklahoma, Missouri & Texas homeowners don’t realize that flood insurance may not be covered under your normal home insurance policy. Let the professionals at All American Insurance evaluate your flood insurance needs.
Here are some tips for dealing with water damage from a flood:
- Put Safety First - Don’t enter flooded areas if there’s standing , turn off electricity and gas, and wear rubber boots, gloves, and a mask to protect yourself from contaminants.
- Document the Damage Immediately - Take photos/videos of all affected areas and items before you start cleanup. This documentation is crucial for insurance claims.
- Contact Your Insurance Provider - Report the damage as soon as possible. Ask about what’s covered, your deductible, and whether temporary housing is included if needed.
- Start Drying Things Out Quickly - Use fans, dehumidifiers, and open windows if weather allows and remove wet furniture, rugs, and belongings to prevent mold.
- Remove Water-Damaged Materials - Pull up wet carpets and padding (these usually can’t be salvaged).
- Clean and Disinfect Everything - Clean hard surfaces with soap and water, then disinfect with bleach or a mold/mildew cleaner.
- Check for Structural and Electrical Damage - Inspect walls, floors, and ceilings for signs of warping or weakening.
- Call in Professionals When Needed
- Monitor for Mold