Your commercial vehicles can be one of the most important and costly investments for your business and making sure they are covered adequately is essential. Certain options are required in the Oklahoma commercial vehicle policy and come with other options.
- Liability - this covers your injuries, property damage and lost wages.
- Collision - this covers if your vehicle is in an accident with another vehicle or object.
- Injury – this would cover medical expenses of the driver involved in the accident.
- Uninsured – this would cover if your business vehicle is in an accident and the driver involved doesn’t carry insurance.
- Optional Coverages - may include Comprehensive, Medical, Underinsured Motorist, and Rental Reimbursement.
- Hired and Non-Owned Auto. This option would provide protection if an employee is driving their own vehicle for business purposes.
Who is covered under your commercial auto insurance policy in Oklahoma?
- If you drive your personal vehicle for business
- If the vehicle you own is registered to your business.
- If you have employees that drive company vehicles.
At All American Insurance, we can do an evaluation of your commercial insurance needs to find the best coverage for the best price. With multiple drivers and/or additional vehicles, you need to make sure that everything & everyone is properly covered to avoid any costly lawsuits.