Personal Auto vs. Commercial Auto in Oklahoma

Construction truck

When considering personal and commercial auto coverages, if you are a handyman or caterer, you need to know that your personal auto insurance may not cover accidents related to work projects.

A commercial auto insurance policy in Oklahoma would cover the increased liability related to daily business operations.  There are many differences between these policies, but the main is the higher liability limits and purpose of coverage.  Businesses have many concerns private individuals do not share.

Insurance companies have different requirement and policy coverages if you’re vehicle is used for any business operations.  You may use your car for personal uses, but if any business is done in it you would need commercial auto coverage.

If you are confused on what or if any commercial coverage you might need, contact All American Insurance so we can evaluate your auto insurance needs and find you the right coverage, whether using for personal use or business.