Here are smart, proven ways to save money on your Tulsa Oklahoma & Missouri and Texas homeowners insurance—without sacrificing essential coverage:
- Shop Around - Rates can vary significantly between insurers for the same coverage. Let the agents at All American Insurance help you compare rates for your best coverage option.
- Bundle – if you bundle home & auto insurance with the same company, you may save 15–30% depending on the provider.
- Security & Safety – you can save on your premiums if you install smoke detectors, burglar alarms, or a monitored security system. You can also ask All American Insurance what upgrades will qualify for discounts.
- Deductible - Increasing your deductible can cut premiums. Only do this if you can afford to pay more out of pocket in case of a claim.
- Overinsure – you’ll want coverage for rebuilding, not market value. Skip unnecessary add-ons unless you really need them.
- Discounts – ask about other discounts that may be offered – no claims, non-smoker, renovations done or senior or military discounts.
Also, review your policy to ensure you’re getting the best coverage at the best price or if you make any changes to the house. Let All American Insurance help with your homeowners insurance review to see where you may be able to save on your Tulsa Oklahoma & Missouri and Texas premium.