Commercial Vehicle Insurance Questions in Tulsa Oklahoma & Texas

Commercial Vehicle Insurance Questions in Tulsa Oklahoma & Texas

Commercial vehicle insurance in Tulsa Oklahoma and Texas can be a bit different from personal vehicle insurance because it covers vehicles used for business purposes. Here are some of the key things to know and common questions people ask:

  • What does commercial vehicle insurance cover?
    • There are several coverages that your commercial auto policy would cover like:
      • Liability Coverage
      • Collision & Comprehensive Coverage
      • Uninsured/Underinsured Motorist
      • Medical Payments
      • Cargo Insurance
  • Do I need commercial vehicle insurance?
    • If you’re using a vehicle for business purposes (even if it’s just part-time), you typically need commercial vehicle insurance. If you own a business & use your vehicle for work (delivery, transporting goods or employees, etc.), you’ll likely need commercial vehicle insurance.
  • What types of vehicles require commercial vehicle insurance?
    • It’s not just for big trucks or vans. You’ll need commercial insurance for delivery vehicles, taxis, work & food trucks.
  • How much does commercial vehicle insurance cost?
    • The cost can vary widely based on factors such as - type of business, number of vehicles, vehicle type & driving history.
  • Can I add multiple vehicles to my policy?
    • Yes, most commercial vehicle insurance policies allow you to insure multiple vehicles on one policy. This is often called a fleet insurance policy. 

Contact All American Insurance for other questions about your commercial vehicle insurance policies.