Finding the right home insurance policy in Tulsa Oklahoma, Missouri & Texas can protect you from major financial loss and give peace of mind. Here are practical tips to help you choose the best home insurance:
Understand What Home Insurance Covers. Typical home insurance policies cover:
- Dwelling coverage – repair/rebuild your home
- Personal property – furniture, electronics, etc.
- Liability protection – injuries on your property
- Additional living expenses – hotel stays if your home is unlivable
Know what's included and what's excluded (e.g. flood or earthquake insurance is usually separate).
Shop Around & Compare Quotes - let the agents at All American Insurance shop our many carriers to find you the best coverage at an affordable rate.
Look at More Than Just Price – the agents at All American Insurance can help you understand the different coverage options and review your home insurance needs.
- Deductibles (higher deductible = lower premium, but more out-of-pocket cost in a claim)
- Coverage limits
- Policy exclusions
- Reputation for customer service and claims handling
Bundle for Discounts - You can often save 10–25% by bundling your home and auto insurance with the same provider.
Ask About Discounts - Many insurers offer discounts for:
- Security systems
- Smoke detectors
- New roofs or updates
- No prior claims
- Loyalty (long-term customers)
Reassess Annually – we can review your policy to update coverage if you’ve renovated or bought expensive items, check for better rates, apply for new discounts.