There are a few questions that are good to ask when looking for auto or home insurance in Oklahoma & Texas. All American Insurance Agency has added some to help guide you in your search.
- Is credit used? Your credit history is one of the factors that insurance companies use to determine your rate. The agents at All American Insurance Agency can explain how credit affects your policy premium and whether it makes sense for you to request a copy of your report before purchasing any type of insurance coverage.
- Can personal umbrella help my coverage? Umbrella policies are designed to cover events that your auto and home insurance might not. A personal umbrella policy would kick in to help cover the extra costs.
- How do claims affect the policy? The agents at All American Insurance Agency can provide you with an explanation on how claims will affect your policy and premium.
- What if you cancel? Why do I need to know this? By knowing the consequences of canceling, you can make sure that it is worth it and won't cost you more in the long run. In some cases, if you cancel your policy early, then there may be fees or penalties associated with doing so.
- Is paying annually a better option? Many companies will give discounts for annual instead of monthly payments.
These are just a few questions to consider when looking for an insurance policy and All American Insurance Agency can answer other questions or give you a review of your insurance policies.